Why this is hard to judge on your own
A property looks its best on a sunny viewing day. The flood line, the creek behind the fence, the fault a few streets over: none of it shows up in the photos or the brochure.
Sellers and agents are not required to disclose hazard exposure, and many genuinely do not know it. By the time the water arrives, the reservation fee is paid and the loan is signed.
Hiring an expert to survey a single lot can cost around ₱10,000 and take days, so most buyers skip it and buy on hope.
What a report gives you
Plain-English findings
Every hazard is written for a normal reader, not a geologist. Each section opens with a 'how to read this' line, so you always know what the number means for you.
Compared to storms you remember
Flood findings are set against real events: Ondoy (2009), Yolanda (2013), Ulysses (2020). 'Knee-deep in an Ondoy-grade storm' lands harder than a raw number.
The measured facts
Elevation, slope, distance to the nearest fault, distance to the nearest creek or river, and which flood and storm-surge zones the address sits in.
An insurance preview
A budgeting signal for whether the property would draw standard, elevated, or prohibitive insurance loading, before you ever talk to a broker.
A next-steps checklist
Plain actions to take before you commit: what to ask the seller, what to look for on a site visit, which permits and clearances to check.
A report you can share
Print it or save it as a PDF named after the address, then hand it to family, a lawyer, or your lending bank.
How buyers use it
- 1
Before the reservation fee
Run the address the moment you are serious. It costs ₱99 and takes seconds, against a reservation fee you may not get back.
- 2
At the site visit
Bring the report. Stand on the lot and check what it says about elevation and the nearest waterway against what you can see with your own eyes.
- 3
Before you sign
Share it with family or your lawyer. The methodology is open, so anyone can check the reasoning rather than take it on trust.
What it is, and what it is not
CheckHazard is built entirely on free, public Philippine government data, the same maps disaster offices use for planning. It is a fast, honest first read on a property.
It does not replace a professional geotechnical or engineering survey. Use the report to learn which questions to ask an engineer, then hire one for a final build decision.